71-75 Shelton Street, Covent Garden, WC2H 9JQ, London.

The FCA Reference Number: 966893

Equity Release

Lifetime Mortgage

Releasing the equity from your home gives you a great cash boost in later life. You can use the money you raise for any purpose at all – take that once-in-a-lifetime holiday, retire early or get your dream car: the choice is yours.


Terms That Suit You

Equity release is tax-free, and you never have to make any repayments – the money is paid back upon the sale of your property by your estate or if you have to go into long-term care. Interest rates on equity release mortgages are typically fixed – if they are variable, then they must be capped at a fixed upper limit which lasts for the duration of the loan.


Worry-Free For You And Your Estate

You also never need to worry about negative equity – if your property eventually sells for less than the value of the loan, neither you nor your estate will have to cover the shortfall. The amount you can borrow is determined by your age and the value of your home: as a general rule of thumb, you can borrow up to 60% of the value of your property.


What can Equity Release be used for?

    • Purchase new property

    • Repay debt

    • Repay Mortgage

    • Purchase buy to let property

    • Holiday

    • Holiday Home

    • HIMP's

    • Care Costs

    • Income

    • Business purchase

    • Gifting

    • Replace car

    • Divorce settlements


Enjoy What You Have Built

You’ve done the hard work, it is time to enjoy the fruits of your labour. You can even ringfence some of the value of your home to pass to your beneficiaries if you choose.

To get the process started or to find out more about equity release and if it is suitable for you, get in touch with our experts.


To understand the features and risks, please ask for a personalised illustration. Check that this mortgage will meet your needs if you want to move or sell your home or you want your family to inherit it.

If you are in any doubt, seek independent advice.


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Legal Info

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.


There may be a fee of up to £699 for mortgage advice. The precise amount will depend upon your circumstances.


The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK.


Company Details

Home Mortgage Brokers Ltd is an appointed representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.


Home Mortgage Brokers Ltd Financial Conduct Authority Reference. No: 966893


Home Mortgage Brokers Ltd is a company registered in England and Wales. Company registration number: 13233944.


Registered Office Address: 71-75 Shelton Street, Covent Garden,
London, WC2H 9JQ, England.





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